Self-employment and the gender pay gap

Gender Pay Gap

One reason many female contractors we speak to choose to go self-employed is to escape the gender pay gap. Almost across the board, women are paid less than men for doing the same role and many women are still finding they hit a point where, no matter how far they rise through the ranks, they will never earn as much as their male counterparts.

Self-employment, then, seems like an obvious answer. Since you set your own rates, it could be seen as a way of escaping the gender pay gap as you’re not at the whim of someone else telling you what you can and can’t be paid.

Why, then, is it suggested, as The Independent reported last year, that the gender pay gap among self-employed people is running as high as 40%?

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Making the switch to self-employment

Self-Employment

It’s happened. You’ve finally had enough of the day-to-day grind in your job, you’ve gone as far as you can, and now you’re ready to leave.

But you’re not planning on moving to another job. You’re planning on making the switch to self-employment.

Congratulations on taking such an exciting, life-changing and terrifying step. You’re going to have a blast as your own boss and, although it will be hard at times, you’ll never look back. But how do you get started?

Well, before you hand your notice in, there will be things you’ll want to do such as decide on your branding, build your website, set up your home office and start building a network. But there are other, slightly less glamourous things you’ll need to do before you even do any of that. Don’t worry though, we’re here to give you the lowdown.

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Working while on holiday: the great summer debate

Working on Holiday

In the days before smartphones, tablets, laptops and wi-fi it never used to be an issue, but now that everyone is connected every single second of every single day the question of whether or not to work while on holiday has become a bit of an issue.

When you’re an employee the decision isn’t quite so difficult to make. Quite often, before you leave to go on holiday, you handover any outstanding work to someone else, people ask will you be reachable, and you tell them yes or no (let’s face it, it’s nearly always no). However, when you’re a contractor or freelancer, it can be a bit more complex. For one thing, there’s quite often no one to hand your work over to so anything outstanding will still be sitting there when you get back. Not doing any work for a week or two will generally mean just not getting paid, and it can also prevent you from sourcing new clients.

All that being said, you’re a human being and, like everyone else, you need time to refresh and recharge. So, what are the pros and cons of working while on holiday?

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Getting more family time as a contractor or freelancer

Family Time

Between the World Cup, the constant stream of headlines about cabinet reshuffles, and the incredible rescue of the trapped boys in Thailand in July, you’d have been forgiven if you’d forgotten that the school summer holidays were right around the corner.

Now that those six weeks of no school are here many of us are reminded that we’d really like to be able to spend more time with our kids while they’re off (we also know that this is not true for all of us, all of the time and that’s fine too).

If you have a conventional nine-to-five job, this isn’t always the easiest thing. To spend time with the kids you need to use what precious little annual leave you have in reserve, and it’s not always easy to do during the summer holidays as everyone else has the same idea. So quite often the summer holidays go by with grandparents being the only people to spend any quality time with youngsters.

Of course, family time is one of the biggest motivators for people wanting to become self-employed. Most people want more of it and know that being their own boss is one of the best ways to get it.

But how do you make it work?

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Juggling school summer holidays and self-employment

Summer Holidays

While the school summer holidays are an amazing chance to spend more time with our kids – and those of us with youngsters will probably take a week or two off during this period to do just that – there are also a lot of childcare issues raised for those whose children are normally in school full time.

It can be a particular problem if you’re a contractor or freelancer who regularly works from home. Suddenly there are extra people in the house making noise and vying for your attention when you really need to finish that project by the deadline.

So, what can be done?

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The Kingsbridge World Cup Sweepstake

World Cup Sweepstake

Unfortunately, football never did make it home. With the World Cup now safely in the rear-view mirror and the agony of a semi-final defeat beginning to subside just a little, we can reflect on a job well done. As many an armchair pundit has noted, had we been offered a semi-final berth before the tournament started most of us would have accepted it gladly. That being said, the nagging feeling that we won’t get as good a chance again still persists. But it’s not all ‘nearly’ this and ‘what if’ that.

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New Additions – Stuart Hayne

New Additions

It’s new additions time again. It only seems like last month that we welcomed Shaun Poole to the Kingsbridge partnership team (probably because it was). Today we’re introducing you to the newest member to join those esteemed ranks – Stuart Hayne.

In his first role in the insurance industry, Stuart joins Kingsbridge as a Relationship Manager. Along with his colleagues in our partnership team Stuart is responsible for establishing and building relationships with the companies we work alongside.

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Kingsbridge Introduces 1-Year Run-Off Cover

Run-Off Cover

When it comes to insurance, we understand that it’s a purchase most people want to make use of when they need it but think very little about when they don’t. If you’re a contractor it’s likely to be an essential part of your working life. But what happens when you down tools, or move into standard employment?

Most contractors assume that the end of a contract means the end of any liability. Unfortunately, that’s not actually the case. Claims can be made for months, or even years, after work has been completed.

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Specialist broker Kingsbridge announces number of senior promotions

Kingsbridge Promotions

Tewkesbury-based specialist insurance broker Kingsbridge Contractor Insurance, part of the Kingsbridge Group, is pleased to announce a number of promotions within the organisation. In another success story for the fast-growing company, long-serving employees Thomas Wynne, Liam Green, and James Ledingham have been elevated into Directorial positions. All three have been involved in the business since its infancy, and have fulfilled a number of roles throughout their tenures.

Thomas moves from Business Development Director to Managing Director of KCI, taking over responsibility for all sales activities of the division. James becomes Operating Director of KCI, moving on from Head of Implementation. James will lead a number of key projects Kingsbridge has coming up in the future. Liam moves from Head of Underwriting to Underwriting Director, further expanding his responsibilities in the area of insurer relations and operations.

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Want a Love Island Water Bottle?

Love Island

Our current top 3 Love Island facts:

  • Significantly more young people applied to appear on the latest season of Love Island than applied to either Oxford or Cambridge (104,000 vs. 23,500 in case you were wondering)
  • Since series 1 the kitchen, smoking area, and outdoor table in the villa have been made much bigger. Why? For “added DRAMZ”, to quote our reliable sources at Heat
  • Although lunch and dinner are made for them, the contestants have to make their own breakfast. Tough!

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