Missing something? Protect your pocket with our IR35 cover

IR35

We’re a bit like a nagging parent at Kingsbridge when it comes to IR35. Do your laces up. Eat your vegetables. Make sure you’ve got the right cover in place for you and your business.

But like a nagging parent, we only do it because we care. In recent years we’ve seen more and more drawn-out legal battles contesting IR35 decisions, and the outcomes are generally less than desirable. Whether it’s the fine itself, or simply the spectre of having to defend yourself against the government, finding yourself in an IR35 investigation can be stressful, costly, and time-consuming.

Read more

IR35 Trouble? We’ve got the cover for you

IR35

Regular readers of this blog will know that we’ve covered IR35 fairly extensively in the recent past. Whether we’re talking about the ins and outs of what it actually is or highlighting examples of contractors who’ve fallen foul of the legislation, we like to think of it as a subject we know well.

But there’s only so much talking we can do. Sometimes action has to be taken. That’s why we’ve recently introduced our Legal Expenses Plus policy, our cover designed to help you should you find yourself in the midst of an IR35 investigation.

An IR35 investigation is not something any contractor wants on their plate. Regardless of whether you’re found to be inside IR35 or not, it’s time consuming, stressful, and a likely drain on finances given the amount of effort you’ll have to put into defending yourself.

Read more

IR35 IRL – How much will getting caught cost you?

IR35

There was a time when IR35 was something of a bogeyman to contractors. Tall tales and horror stories. Lurking in the shadows. A looming spectre, but never quite tangible enough to make you feel its presence. Those days are over. Gone are the 1 in 60,000 odds of being caught.

In the last 18 months or so HMRC has ramped up its campaign to catch contractors working as disguised employees and therefore inside IR35. Need more proof? We’ve rounded up a few of the more prominent cases below.

Read more

Everything a Contractor Needs to Know About IR35

IR35

IR35. Two letters. Two numbers. It might not seem like much, but it should be at the forefront of any contractor’s thoughts. Not understanding the implications of IR35 could be the difference between a trouble-free working existence and a huge, potentially business-ending, fine.

If you work in the public sector there’s a good chance you’ve already felt the sting of the recent reforms which have left independent workers at the likes of the NHS and BBC up in arms at their treatment.

Unfortunately, there’s a very good chance that the same reforms will roll out to the private sector in the near future, after an upcoming consultation due to be released this year. Given how prevalent the legislation is likely to become, it’s important that contractors make sure they know as much as possible.

Read more

Top tips for organising your home office

Home Office Tips

As a contractor or freelancer – particularly if you’re a freelancer – you’ll spend a fair amount of time working from your home office. This will vary from person to person, of course, but most people have either a room or a section of a room in their house that they dedicate to work.

It’s not like working in an office where people will tell you where things get filed or how your space should look. Instead, it’s up to you. At Kingsbridge, we’ve picked up lots of tips from our self-employed clients over the years so we thought we’d share a few of our favourites in this blog.

Read more

To pet or not to pet? Should I get a furry freelancer companion?

Pets in the Workplace

Freelancing is wonderful, it really is. You work on the jobs you want to work on, get paid the rate you want to be paid and work the hours you want to work. However, there is one great big downside that nearly all freelancers mention when asked: it’s lonely.

It’s why, if you go into any given coffee shop during the average working day you’ll see freelancers tapping away on their laptops, just to be around other people. Of course, there are other ways to ease solitude without spending £10 a day on flat whites and toasties. The most popular option? Get a pet.

Read more

How could the TSB chaos have affected contractors and freelancers?

TSB Crisis

Spoiler alert: the answer is “significantly”.

Unless you’ve been living in a cave on Mars for the last week-and-a-bit, you can’t have failed to hear about the ongoing chaos at TSB as they attempted to migrate customer records from their old Lloyds TSB system to their new one.

If you’re not a TSB customer or an IT contractor, you may well have only given the story a fleeting glance. If so, you can bring yourself up to speed with the BBC’s timeline of events. Otherwise, all you really need to know is that all did not go as planned. There have been numerous problems including customers not having access to their accounts online, over the phone or in-branch, payments in and out of accounts not going through, and people being able to access accounts that were not their own.

Read more

Why a home office spring clean can be essential for contractors and freelancers

Spring Cleaning

Despite appearances (until recently, at least) spring really is here and that means one thing: spring cleaning.

You’ve probably already given a thought to spring cleaning your home, getting your garden into order and perhaps even giving your car a thorough scrub inside and out. But have you really given any thought to your home office? Obviously, you’ve probably considered giving it a dust and a vacuum, but what about a proper, honest-to-goodness spring clean where you clean, tidy, organise, throw out stuff you don’t need and replace things that require replacing?

We’ve put together a list of reasons why you should bother.

Read more

How have IR35 reforms affected contracting?

IR35

It’s been almost a year since the UK government’s controversial reforms to IR35 in the public sector and, with rumours of similar upheaval coming to the private sector in the future, we’re beginning to see the effects of the changes.

What were the reforms?

If you’re not a contractor working in the public sector, or if you’re a freelancer and haven’t had to deal with IR35, you may well have missed the finer details of the reforms. If you don’t know what IR35 is, first read our quick guide to bring yourself up to speed.

Read more

Weekend Reading 13/04/18

Weekend Reading

It’s that time of the week again. See below for a few stories to read curled up by the fire / sitting out in the porch (delete dependent on weather) this weekend. We’re taking a look at the automotive and oil and gas industries, amongst a few others:

Jaguar Land Rover ‘to cut 1,000 jobs’ in Solihull

“Jaguar Land Rover is to shed 1,000 jobs and cut production at two sites, according to reports.

The carmaker said it would make an announcement to employees on Monday regarding its production plans for 2018/19.

It added: “In light of the continuing headwinds impacting the car industry, we are making some adjustments to our production schedules and the level of agency staff.”

Read more