When it comes to insurance, we understand that it’s a purchase most people want to make use of when they need it but think very little about when they don’t. If you’re a contractor it’s likely to be an essential part of your working life. But what happens when you down tools, or move into standard employment?
Most contractors assume that the end of a contract means the end of any liability. Unfortunately, that’s not actually the case. Claims can be made for months, or even years, after work has been completed.