Reasons to Renew Your Contractor Insurance Policy: Part 2

Renewing Your Insurance

Last week we took our first look at two of the reasons why you should renew your contractor insurance policy. This week we’re back with another three. You might not be sure that you want to renew, or you might be unaware of the benefits that come with renewing your policy, or you might not be sure if you should continue insuring with Kingsbridge Contractor Insurance. Let us explain.

What are the benefits that come with renewing my policy with Kingsbridge?

Holding the right insurance will act as a key IR35 indicator. A piece of government legislation designed to uncover ‘disguised employment’, breaching IR35 rules can result in your income becoming subject to normal income tax and National Insurance contributions. However, having professional indemnity insurance (a key part of the Kingsbridge policy package) will significantly improve your IR35 profile and significantly reduce the risk of you being caught out.

Customers of Kingsbridge are also entitled to an exclusive 10% discount off membership with IPSE, the association of independent professionals and the self-employed. IPSE lobby for the rights of contractors and freelancers and provide a number of services, including contract reviews and a secure pension scheme.

Furthermore, Kingsbridge now offer £100,000 of legal expenses cover, assisting you with tax protection, contract disputes, statutory license appeals, and property protection, as well as debt recovery cover, jury attendance cover, and personal injury cover.

Why should I renew with Kingsbridge when I can go to another insurance provider?

There are many reasons you should renew your policy with Kingsbridge. Firstly, there’s our price promise. In the event that you find the same policy cover at a lower price with another UK company, we’ll refund the difference. Our renewals process is smooth and easy – you can renew on the phone or online, and it’ll be sorted in under five minutes. You’ll get to stay with a company you’re familiar with, and one that you trust, and you’ll be able to experience the same great customer for another year.

We’re an A-rated insurer with a dedicated UK team, and we’ll provide you with instant access to your documents. In one easy to manage package we offer all the cover you’ll need.

What are the benefits of renewing my policy early?

If you renew your policy with us before your expire date we’ll give you some Amazon vouchers as a thank you. You’ll be fully insured and have peace of mind for the next year. We’re a Gold Trusted Merchant with a 97% positive rating on Feefo and our customer reviews speak for themselves. You can renew online at, or by calling one of our dedicated, UK-based Client Services team on 01242 808740.

Thank you for choosing to insure with Kingsbridge Contractor Insurance.


No comments yet.

Submit a Comment

We would love to hear your thoughts. Feel free to submit a comment and join the conversation!

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>